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1. Henceforth, enforce our Constitution, federal, and state laws on immigration. The laws are clear, and the burdens on tax paying legal US citizens too much. This will immediately cut the uninsured population from $30M to $15M saving hundreds of millions of dollars, and removing a massive burden to tax payers, those with insurance, and US citizens who can’t get healthcare because illegal immigrants are ahead of them in the line. For Mexican immigrant “families” (some of which are legal and illegal) we must strike a compromise, or we will be arguing about this topic for another 50+ years. Deporting in the past has not worked – referencing Operation Wetback (1954) under the Eisenhower administration. (http://en.wikipedia.org/wiki/Operation_Wetback). Here is a possible solution: create a legitimate, viable, and enforceable pathway to citizenship for those “families” who remain in the US after closing off our borders, enforcing our Constitution, and businesses not hiring any illegal immigrants. Assimilate these immigrants (like all other immigrants to the US) into our American culture. For citizenship you must first pay a “fine” for breaking our laws on immigration. Two, learn the English language. Three, study and pass the immigration tests just like everyone else. Four, complete one of the following: be an integral part of a business, start a viable profitable business, obtain a college degree, serve 2 years civil service, or 1 year in the US military. Problem solved.
2. Get rid of opaque and unknown medical costs. Publish a national and by state grid for all medical related services. For example, an MRI of your shoulder should cost X. If you live in Colorado it should cost Y.
3. Allow insurance to be bought and sold across state lines.
4. Allow Hospitals, Insurers, Doctors, and Providers to compete in the free market on price, service, and quality. No predetermined contracts between Insurers-Hospitals-Doctors. Customers should be able to pick and choose best available within their HMO, PPO, or other Service Provider based on what is best for them (best price; best service; best quality).
5. Cap medical malpractice. Similar to #2 malpractice payouts for fault, cause, and responsibility are X, Y, and Z. For example, your 83 year old father dies in the hospital because doctor didn’t wash hands and he got an infection = $X. Your infant daughter has complications from a surgery and dies = $Y. Predetermined based on what is fair and reasonable, common sense, and what is best for the victim, the doctor, the healthcare system, and America.
6. Healthy Americans should pay less than unhealthy Americans. Get in shape and you pay less. Don’t and you pay more. National physical based off of the Army Physical Fitness Test, and graded A, B, C, D, and F. Allow a tax deduction for A grades.
7. Work towards a direct to consumer model and get rid of the 3rd party payer system. This will make consumers responsible for their bills, check their bills, eliminate over payments, tort, and abuse of Medicare and Medicaid. It will also make Doctors, Hospitals, and health Providers accountable for costs, procedures, and services directly to and for the consumer. The bill is presented to the patient by the Doctor and/or the Hospital or Provider that actually provides the service. This will also enlighten doctors, hospitals, and providers as to what it actually costs for what they do.
8. Begin a national discussion and moratorium on end of life practices (80+% of all medical costs). No the government should not determine if Grandma lives. You should, but you should also pay for that right – I should not if I choose or disagree with unnecessarily keeping Grandma alive for another 2 months at a cost of $10M.
9. As long as we are going to keep our incredibly complex tax code (which I don’t recommend) than allow tax deductions for people who achieve an A on national physical fitness test. Also, as an enforcement mechanism, tort reform mechanism, and reward for checking your medical bill allow a dollar for dollar tax deduction for people who uncover unnecessary or overcharged medical procedures v. the national/state grid (see #2).
10. Loser pays legal system to get rid of ridiculous, frivolous, and plain stupid lawsuits. You sue; you lose; you pay.
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Clark Bros. is hiring Independent Registered Investment Advisor Representatives – full time, part time, anytime, anywhere. Please visit our web site at www.clarkbrothersinvestments.com for more information.
Jason R. Clark
T: 720 255 5711
jason@clarkbrothersinvestments.com
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