| Recap |
| Always remember, Wall Street does not equal the stock market. |
| Review |
| The United States stock market = America! |
| What To Do |
| Good advice is hard to come by, especially in this market. How much should you be paying for advice? Depends - do you want advice or a sales pitch. Our advice in this market is to ignore the daily volatility, stick with your investment plan, and seek out help if you need it. How you pay for the later, matters. Here’s why, and a few things to think about if you need help navigating this volatile, crazy, insane market. Charging a fee (% of assets under management fee, flat annual fee, or point of service fee) v. commissions per transaction/trade has several advantages for the client. The fee structure below is an alternative to charging a commission on each transaction/trade, and is viewed by most professionals as a much better way to conduct money management/financial planning. Advantages of the fee structure: 1. When we recommend buying or selling we are not doing so to generate a commission for ourselves (i.e. ‘churning’ an account). We get paid the exact same amount whether we do 5 trades per year or 100 trades per year. As your account value goes up we make more; as your account value goes down we make less. Therefore, our interests are directly aligned with our clients’ interests (which is to increase your account value/net worth). 2. A fee structure allows the small investor to implement a long term buy and hold investment strategy. Under the aforementioned fee structure there is absolutely no incentive or pressure (on behalf of the client and/or the advisor) to trade in the account. This allows the advisor to always act in the best interest of the client because the advisor is paid more if the account increases in value (less if the account decreases in value). A true Win-Win! Further benefiting the client is the reduced trading costs, taxes, and time/energy that goes into maximizing the total portfolio return. 3. There is no preference placed on how much a certain investment product pays the advisor (for example, an annuity product which always pays huge commissions). We only recommend products and services that best suit our clients’ needs, and the aforementioned fee structure choices allows us the flexibility to always act in our clients best interests while at the same time operating a profitable business. |
| Quote of the Week |
| “the cream rises to the top” – the cream of the crop |
| Clark Bros. is hiring! |
Stay Positive! Think Positive! Act Positive! Be Positive!
Clark Bros. is hiring Independent Registered Investment Advisor Representatives – full time, part time, anytime, anywhere. Please visit our web site at www.clarkbrothersinvestments.com for more information.
Jason R. Clark
T: 720 255 5711
jason@clarkbrothersinvestments.com
Network with me @ Facebook, Linkedin, TwitterNewsletter, YouTube, ustream
Clark Brothers Investments
Registered Investment Advisors
18810 E. Whitaker Circle
Aurora, CO 80015
www.clarkbrothersinvestments.
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